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Chapter 7 Bankruptcy – Do I Qualify?

“Who qualifies for Chapter 7 bankruptcy?” About an hour before I wrote this blog post, I spoke to a potential bankruptcy client who was so distressed because one of her friends told her, “You cannot...

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Should I File Bankruptcy Before I Get Married?

Since June is just around the corner, we are getting a lot of calls from potential bankruptcy clients who are asking, “Should I file bankruptcy before I get married?”  Love is in the air.  I can just...

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Should I Reaffirm My Mortgage in a Chapter 7 Bankruptcy?

As a general rule, I do not think it is ever a good idea to reaffirm a mortgage in a Chapter 7 bankruptcy case.  When you reaffirm a debt, you basically re-obligate yourself on it and make yourself...

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Bankruptcy and the Path to a Better Future

I recently took a break from the bankruptcy world and visited Los Angeles, California.  During our trip, my family and I set out for the tar pits in downtown LA.  After we finished our interesting...

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Credit Cards And The Crimea

What do credit card companies and Vladimir Putin have in common?  The answer is that they both take what they want. After the break up the Soviet Union in the 1990s, Ukraine had the 3rd largest nuclear...

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Bankruptcy – Do I Have to Give Away All Of My Cash Before I File?

One of the most common myths about filing bankruptcy in Georgia is that you have to give away every single dime you have before you file.  Don’t let go of any cash until you finish reading this entire...

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What Kind of Turtle Are You?

Recently, I was walking through a neighborhood in Kennesaw, GA and came across this large turtle.  When I moved in close to take a picture of this monstrosity, he charged at me!  I was absolutely...

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Should I File Bankruptcy Over One Debt?

Every now and then, I will have a potential client that walks into my office with only one creditor problem. My frustrated potential bankruptcy client will say, “I cannot believe I am going to have to...

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Bankruptcy – Why You Should Take Adavantage of a Free Consultation

Bankruptcy can be tricky.  I recently met with a potential bankruptcy client who had filed her first case on her own (also known as a pro se bankruptcy).  Like almost all pro se bankruptcy cases, it...

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Bankruptcy Can Help Lighten The Load

Look closely at this picture. Do you see it? Chapter 13 and Chapter 7 bankruptcy are great tools for lightening a person’s debt load.  With both chapter 13 and Chapter 7, you can eliminate medical...

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